Financial Tools
Lease vs Buy Calculator
Compare the cost of leasing versus buying a vehicle over the same number of months. Buying gets credit for what the car is still worth at the end.
Vehicle
Vehicle Price
Sales Tax (%)
How Long You Will Keep It
Buying
Down Payment
Trade-in Value
Loan Rate (% APR)
Loan Term
Resale Value at the End (% of price)
Extra Monthly Costs When Owning (repairs out of warranty, optional)
Leasing
Lease Payment (per month)
Drive-off Payment
Lease Term
End-of-lease Fees (disposition fee, per lease)
Extra Monthly Costs When Leasing (optional)
Return on Cash Not Spent Upfront (% per year, optional)
Values shown are examples. Mileage penalties and wear charges are not modelled, add them to the end-of-lease fees if you expect them.
Lease vs Buy
| Verdict | n/a |
| Over | n/a |
| Buying: Net Cost | $0 |
| Loan Payment | $0 |
| Cash Upfront | $0 |
| Interest Paid in the Period | $0 |
| Loan Balance Still Owed | $0 |
| Resale Value Credited | $0 |
| Leasing: Total Cost | $0 |
| Lease Payment | $0 |
| Drive-off Payments | $0 |
| End-of-lease Fees | $0 |
| Lease Cycles in the Period | n/a |
For illustration only, not financial advice. Results are estimates based on the numbers you enter and do not constitute an offer, rate quote or approval.
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