Federal Student Loans
Are Complicated Your
Repayment Plan Doesn't Have to Be
and bank-level encryption
They Have Better Options
Most federal student loan borrowers are on the Standard 10-Year Plan by default, even when income-driven repayment plans could cut their monthly payment significantly. The problem is not eligibility. The problem is that comparing plans is confusing, the application process is buried in government websites, and most borrowers don't know what they're missing.
Banrox pulls your actual loan data, calculates your monthly payment under every available plan, and shows you the numbers side by side, so you can make an informed decision in minutes, not months.
Student Loan Repayment Plans
payments, and explore refinancing options, all in one secure dashboard.
in one place.
plans side by side.
payment under IDR plans.
partner lenders if it fits your situation.
modify your account or repayment settings.
Secure Student Loan Insights
verified infrastructure and read-only access,ensuring your
information stays protected throughout the process.
Student Loans Right Now.
Banrox shows you every option in under a minute, so you can see exactly
what's available and make the right choice for your situation.
Pasadena, CA 91107
Before you rely on anything on this page
Banrox does not decide. Banrox Inc. is a technology company. It is not a bank, a lender, a loan broker, or a credit repair organization, and it does not approve, deny, price or underwrite any credit product. Every decision belongs to the bank, lender or issuer, under its own criteria and its own licences.
Nothing here is an offer. Rates, payments, limits and terms shown on this site are published information or arithmetic estimates. They are not quotes, not pre-approvals and not offers of credit. Your actual terms depend on the provider's review of your application. See where these numbers come from.
Equal Credit Opportunity Act. The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning Banrox Inc. is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580. More on fair lending.
How Banrox is paid, and why payment cannot change the order of a comparison: Advertiser and Affiliate Disclosure. Full terms: Terms of Service.
Banrox Inc., 40 N Altadena Dr Ste 105, Pasadena, CA 91107. Every legal document is at Legal and Disclosure. To complain to a regulator instead of to us, the addresses are at Complaints and Regulator Contacts. You never have to come to us first.