Bank Rates Monitoring
Today's Best Bank Rates
Compare CD rates, savings accounts, mortgages, loans, and credit cards from
top financial institutions
top financial institutions
Rates updated: September 6, 2026
Fed Funds Target Range
3.50% - 3.75%
FOMC, Jul 29 2026
30-Yr Fixed Mortgage Avg
6.66%
Freddie Mac PMMS, Aug 27 2026
15-Yr Fixed Mortgage Avg
5.98%
Freddie Mac PMMS, Aug 27 2026
Avg Credit Card APR
22.15%
Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD
4.10%
Alliant CU and Synchrony, Aug 28 2026
Best High-Yield Savings
3.75%
CIT Bank Platinum ($5,000+), Aug 28 2026
Market Overview
National Avg Savings
0.38%
FDIC national rate, Aug 17 2026
National Avg 12-Month CD
1.71%
FDIC national rate, Aug 17 2026
Avg 60-Mo New Car Loan
7.14%
Fed G.19, commercial banks, Q2 2026
Avg 24-Mo Personal Loan
11.86%
Fed G.19, commercial banks, Q2 2026
Best CD Rates
Certificate of Deposit rates from top banks, 6, 12, 24 and 60-month terms
| Bank | APY | Term | Min Deposit | |
|---|---|---|---|---|
S
Synchrony Bank
Online bank
|
4.35%
APY
|
60-Month | $0 $0.01 - $24,999.00 | View Details |
M
Marcus by Goldman Sachs
Online bank
|
4.35%
APY
|
24-Month | $500 | View Details |
M
Marcus by Goldman Sachs
Online bank
|
4.35%
APY
|
60-Month | $500 | View Details |
S
Synchrony Bank
Online bank
|
4.30%
APY
|
16-Month | $0 $0.01 - $24,999.00 | View Details |
M
Marcus by Goldman Sachs
Online bank
|
4.30%
APY
|
9-Month | $500 | View Details |
S
Synchrony Bank
Online bank
|
4.25%
APY
|
24-Month | $0 $0.01 - $24,999.00 | View Details |
A
American Express National Bank
Online bank
|
4.25%
APY
|
10-Month | $0 | View Details |
B
Barclays
Online bank
|
4.15%
APY
|
9-Month | $0 | View Details |
S
Synchrony Bank
Online bank
|
4.10%
APY
|
12-Month | $0 $0.01 - $24,999.00 | View Details |
S
Synchrony Bank
Online bank
|
4.10%
APY
|
6-Month | $0 $0.01 - $24,999.00 | View Details |
A
Alliant Credit Union
Credit union
|
4.10%
APY
|
12-Month | $1,000 $1,000‒$74,999 | View Details |
A
Ally Bank
Online bank
|
4.00%
APY
|
18-Month | $0 | View Details |
C
Capital One 360
Online bank
|
4.00%
APY
|
12-Month | $0 | View Details |
B
Barclays
Online bank
|
4.00%
APY
|
12-Month | $0 | View Details |
C
CIT Bank
Online bank
|
4.00%
APY
|
12-Month | $1,000 | View Details |
M
Marcus by Goldman Sachs
Online bank
|
3.95%
APY
|
6-Month | $500 | View Details |
A
Ally Bank
Online bank
|
3.90%
APY
|
12-Month | $0 | View Details |
C
CIT Bank
Online bank
|
3.90%
APY
|
11-Month | $1,000 | View Details |
M
Marcus by Goldman Sachs
Online bank
|
3.90%
APY
|
12-Month | $500 | View Details |
C
CIT Bank
Online bank
|
3.75%
APY
|
6-Month | $1,000 | View Details |
N
Navy Federal Credit Union
Credit union
|
3.70%
APY
|
12-Month | $1,000 $1,000 minimum tier | View Details |
A
Alliant Credit Union
Credit union
|
3.65%
APY
|
60-Month | $1,000 $1,000‒$74,999 | View Details |
W
Wells Fargo
National bank
|
3.64%
APY
|
15-Month | $5,000 | View Details |
C
Capital One 360
Online bank
|
3.60%
APY
|
60-Month | $0 | View Details |
A
Alliant Credit Union
Credit union
|
3.60%
APY
|
24-Month | $1,000 $1,000‒$74,999 | View Details |
A
Alliant Credit Union
Credit union
|
3.60%
APY
|
6-Month | $1,000 $1,000‒$74,999 | View Details |
W
Wells Fargo
National bank
|
3.54%
APY
|
11-Month | $5,000 | View Details |
A
Ally Bank
Online bank
|
3.50%
APY
|
60-Month | $0 | View Details |
A
Ally Bank
Online bank
|
3.50%
APY
|
6-Month | $0 | View Details |
C
Capital One 360
Online bank
|
3.50%
APY
|
24-Month | $0 | View Details |
A
American Express National Bank
Online bank
|
3.50%
APY
|
12-Month | $0 | View Details |
B
Barclays
Online bank
|
3.50%
APY
|
6-Month | $0 | View Details |
N
Navy Federal Credit Union
Credit union
|
3.50%
APY
|
24-Month | $1,000 $1,000 minimum tier | View Details |
N
Navy Federal Credit Union
Credit union
|
3.50%
APY
|
60-Month | $1,000 $1,000 minimum tier | View Details |
U
U.S. Bank
National bank
|
3.35%
APY
|
5-Month | $1,000 | View Details |
C
Capital One 360
Online bank
|
3.30%
APY
|
6-Month | $0 | View Details |
C
Chase
National bank
|
3.30%
APY
|
4-Month | $1,000 | View Details |
A
American Express National Bank
Online bank
|
3.25%
APY
|
24-Month | $0 | View Details |
W
Wells Fargo
National bank
|
3.24%
APY
|
7-Month | $5,000 | View Details |
A
American Express National Bank
Online bank
|
3.00%
APY
|
60-Month | $0 | View Details |
B
Barclays
Online bank
|
3.00%
APY
|
24-Month | $0 | View Details |
C
Chase
National bank
|
3.00%
APY
|
11-Month | $1,000 | View Details |
U
U.S. Bank
National bank
|
2.85%
APY
|
9-Month | $1,000 | View Details |
B
Barclays
Online bank
|
2.00%
APY
|
60-Month | $0 | View Details |
U
U.S. Bank
National bank
|
1.71%
APY
|
13-Month | $1,000 | View Details |
C
CIT Bank
Online bank
|
0.50%
APY
|
60-Month | $1,000 | View Details |
C
CIT Bank
Online bank
|
0.40%
APY
|
24-Month | $1,000 | View Details |
High-Yield Savings Accounts
Best savings account rates available now
| Bank | APY | Min Balance | |
|---|---|---|---|
C
CIT Bank
Online bank
|
3.75%
APY
|
$100 $5,000 or more | View Details |
B
Barclays
Online bank
|
3.50%
APY
|
$0 Less than $10,000 | View Details |
M
Marcus by Goldman Sachs
Online bank
|
3.40%
APY
|
$0 | View Details |
S
Synchrony Bank
Online bank
|
3.30%
APY
|
$0 $0.01 - $4,999.00 | View Details |
S
SoFi Bank
Online bank
|
3.10%
APY
|
$0 | View Details |
A
Alliant Credit Union
Credit union
|
3.01%
APY
|
$100 $100 to $99,999.99 | View Details |
A
Ally Bank
Online bank
|
3.00%
APY
|
$0 | View Details |
C
Capital One 360
Online bank
|
3.00%
APY
|
$0 | View Details |
A
American Express National Bank
Online bank
|
3.00%
APY
|
$0 | View Details |
N
Navy Federal Credit Union
Credit union
|
0.25%
APY
|
$5 | View Details |
W
Wells Fargo
National bank
|
0.05%
APY
|
$0 or more | View Details |
C
Chase
National bank
|
0.01%
APY
|
- | View Details |
Money Market Accounts
Money market APYs from banks and credit unions
| Bank | APY | Min Balance |
|---|
No money market rates published yet. Rates appear here after the next verified refresh.See all rates
Interest Checking
Checking accounts that pay interest, conditions in the notes
| Bank | APY | Min Balance |
|---|
No checking rates published yet. Rates appear here after the next verified refresh.See all rates
Deposit rates are taken from each institution's own rate page on the date shown and can change at any time. National banks (Chase, Bank of America, Wells Fargo, U.S. Bank, PNC, Citi) publish rates by location: the table shows ZIP 91107, Pasadena, CA. FDIC national averages are published monthly by the FDIC. This page is a comparison of published figures, not financial advice.
Today's Mortgage Rates
Current national average mortgage rates
30-Year Fixed
Chase
6.375%
Interest Rate
30-Year Fixed
U.S. Bank
6.625%
Interest Rate
30-Year Fixed
Wells Fargo
6.625%
Interest Rate
30-Year Fixed
Bank of America
6.875%
Interest Rate
30-Year Fixed
Rocket Mortgage
6.875%
Interest Rate
15-Year Fixed
Chase
5.500%
Interest Rate
15-Year Fixed
Navy Federal
5.625%
Interest Rate
15-Year Fixed
Wells Fargo
5.875%
Interest Rate
15-Year Fixed
Rocket Mortgage
5.990%
Interest Rate
15-Year Fixed
U.S. Bank
5.990%
Interest Rate
15-Year Fixed
Bank of America
6.000%
Interest Rate
5/5 ARM
Navy Federal
5.625%
Interest Rate
5/6 ARM
Bank of America
6.000%
Interest Rate
7/6 ARM
U.S. Bank
6.125%
Interest Rate
7/6 ARM
Wells Fargo
6.375%
Interest Rate
5-Year ARM
Rocket Mortgage
6.750%
Interest Rate
Personal Loan Rates
Advertised APR ranges, taken from each lender's own page on September 6, 2026. Your rate depends on your application.
| Lender | APR Range | Loan Amount | |
|---|---|---|---|
|
B
Best Egg
|
6.99% - 35.99%
APR
|
$2K - $50K | Check Rate |
|
U
Upstart
|
6.30% - 35.99%
APR
|
$1K - $75K | Check Rate |
|
W
Wells Fargo
|
6.74% - 26.74%
APR
|
$3K - $100K | Check Rate |
|
D
Discover
|
6.99% - 24.99%
APR
|
$2.5K - $40K | Check Rate |
|
M
Marcus by Goldman Sachs
|
6.99% - 19.99%
APR
|
$3.5K - $40K | Check Rate |
|
P
PNC Bank
|
9.59% - 23.69%
APR
|
$5K - $35K | Check Rate |
|
U
Upgrade
|
7.74% - 35.99%
APR
|
$1K - $50K | Check Rate |
|
U
U.S. Bank
|
7.24% - 24.99%
APR
|
$1K - $50K | Check Rate |
Credit Card Rates
Compare APRs and rewards from top credit cards
