Financial Tools

Debt-to-Income Calculator

See the ratio lenders look at first. Your monthly debt payments divided by your gross monthly income, with the housing-only and total versions side by side.

Income

Gross Monthly Income (before taxes, all sources)

Monthly Debt Payments

Rent or Mortgage (include taxes, insurance, HOA)

Car Payments

Credit Card Minimums

Student Loans

Other Debts (personal loans, child support, alimony)

Values shown are examples. Utilities, groceries and subscriptions are not debt and stay out of the ratio.

See your full report

Your Ratio

Debt-to-Income Ratio	0%
Where It Lands	n/a

Housing Ratio (front-end)	0%
Total Monthly Debt	$0
Gross Monthly Income	$0
Left After Debt Payments	$0
To Reach 36%	n/a

Enter your gross monthly income to see the ratio.

Save as PDF Copy link Save this version

Everything here stays in your browser. The link carries your inputs inside the address itself, and the PDF is made by your own device.

For illustration only, not financial advice. Results are estimates based on the numbers you enter and do not constitute an offer, rate quote or approval.

You know your DTI. Now see who lends at it.

Lenders publish the DTI they accept. Compare current offers, terms and fees side by side.

Compare loan offers

Most Used Calculators

Expense Calculator

Track and accurately estimate your regular spending habits.

Income Tax Estimator

Estimate how much tax you may need to pay this year.

Net Income Calculator

Calculate your take-home income after deductions.

Loan Calculator

Estimate your monthly payments and total interest on a loan.

Calculate your equated monthly installment quickly and accurately.

Interest Rate Calculator

Determine interest rates based on your loan terms and payments.

Loan Term Calculator

Determine how long it will take to repay your loan.

Personal Loan Calculator

Plan your personal loan with accurate payment estimates.

Business Loan Calculator

Estimate repayments for your business financing needs.

Compound Interest Calculator

See how your loan or investment grows with compounding.

Simple Interest Calculator

Calculate interest based on a fixed rate over time.

Business Tools

Product Pricing Calculator

The price that leaves the margin you want after marketplace and card fees.

Payment Fee Calculator

Compare two card rates on the effective rate at your own ticket size.

Employee Cost Calculator

What a hire really costs once payroll taxes, insurance and benefits are in.

Burn Rate and Runway

How many months of cash are left when revenue and costs are both moving.

Freelance Rate Calculator

The hourly rate that leaves the take home pay you actually want.

CAC and LTV Calculator

What a customer costs to win against what they are worth over their life.

Business Valuation Calculator

Sellers discretionary earnings and the range a buyer would pay.

Inventory Reorder Calculator

How many units to order and the stock level that triggers the order.

See all calculators