Financial Tools
Affordability Calculator
Find out how much home you can truly afford today. Lenders cap your housing payment at a share of income, this works backwards from that cap to a price.
Income and Debts
Annual Gross Income (before taxes, all borrowers)
Monthly Debt Payments (car, cards, student loans)
Down Payment Available
Mortgage Rate (% per year)
Loan and Housing Costs
Loan Term
Property Tax (% of value per year)
Home Insurance ($ per year)
HOA Fees ($ per month)
Housing Ratio Cap (% of income, front-end)
Total Debt Ratio Cap (% of income, back-end; 43% is the CFPB reference)
Values shown are examples. 28/36 are the classic lender caps, many programs allow more, none of this is an approval.
What You Can Afford
| Maximum Home Price | $0 |
| Loan Amount | $0 |
| Down Payment Share | 0% |
| Monthly Housing Payment (PITI) | $0 |
| Principal & Interest | $0 |
| Property Tax | $0 |
| Home Insurance | $0 |
| Payment Cap From Income | $0 |
| Binding Limit | n/a |
| Debt-to-Income After Purchase | 0% |
For illustration only, not financial advice. Results are estimates based on the numbers you enter and do not constitute an offer, rate quote or approval.
You have a price range. Now see the money behind it.
Compare published mortgage and personal loan offers, with the APR, term and fee on each.
Most Used Calculators
