Financial Tools

50/30/20 Budget Calculator

Split your take-home pay into needs, wants, and savings or debt payoff, then compare the rule with what you actually spend.
Monthly Take-home Pay (after taxes)
Your Split
Needs (%)
Wants (%)
Savings and Debt Payoff (%)
What You Spend Now
Needs (rent, groceries, utilities, insurance, minimum payments)
Wants (dining, travel, subscriptions)
Savings and Extra Debt Payments

Values shown are examples. Edit them to match your situation.

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Your 50/30/20 Plan
Needs Budget $0
You Spend n/a
Wants Budget $0
You Spend n/a
Savings and Debt Payoff Target $0
You Save n/a
Unallocated Each Month $0
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For illustration only, not financial advice. Results are estimates based on the numbers you enter and do not constitute an offer, rate quote or approval.

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