Bank of America credit cards
This card fits travelers who want points without tracking categories or paying a fee. Every purchase earns unlimited 1.5 points per $1, and travel booked through the Bank of America Travel Center earns 3 points per $1. There is no annual fee and no foreign transaction fee. The trade-off is a flat rate: heavy spenders in dining or travel can earn faster elsewhere.
This card is for travelers who fly Alaska Airlines or Hawaiian Airlines at least once a year. The yearly $99 Companion Fare alone can cover the $95 annual fee many times over. Earning is 3 points per $1 with the airlines and 2 points per $1 on gas, EV charging, cable, streaming and local transit. One caveat: outside those categories the card earns just 1 point per $1.
The Summit is built for travelers who fly Alaska or Hawaiian internationally or in premium cabins. It earns 3 points per $1 on dining, foreign purchases and both airlines, and issues a 25,000-point Global Companion Award every account anniversary. Eight Alaska Lounge day passes and a seven-person free bag benefit round it out. The caveat is the $395 annual fee: casual flyers should start with the Ascent.
Built for businesses whose teams fly Alaska Airlines or Hawaiian Airlines. It earns 3 points per $1 with both airlines and 2 points per $1 on gas, EV charging, shipping and local transit including rideshare. The company pays $70 per year plus $25 per card. A Bank of America small business account adds a 10% rewards bonus. The caveat: general spend earns 1 point per $1, so pair it with a flat-rate business card.
No annual fee as of Sep 6, 2026. Security deposit from $1,000, and your credit line equals the deposit. Unlimited 1.5% cash back on every purchase. No welcome bonus. Free access to your Dun and Bradstreet business score.