Bluevine Business Line of Credit
What Bluevine publishes: "Get up to $250,000 with attractive rates and terms, plus access your funds instantly. | Applications are subject to credit approval. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Eligibility for the lowest rates is available only to applicants with the strongest credit profiles. Factors include FICO score, time in business, monthly revenue, and payment history. Additional fees apply."
No numeric rate published on /line-of-credit (redirects to /business-loans/line-of-credit), /business-loans, or the support article. Page uses 'attractive rates' / 'competitive interest rates' only. Any 'as low as X% simple interest' figure seen elsewhere is NOT on the live site as of 2026-09-04 and must be treated as unverified.
The rate you are offered is set by Bluevine after you apply on its site. It depends on your credit history, income, loan amount and term, and may be higher than the lowest rate shown here.
| Loan amount | $1,000 to $250,000 |
| Term | up to 12 months |
| Rate type | fixed |
| Funding speed | Decision in as fast as 5 minutes; approved draws instantly with a Bluevine Business Checking account, otherwise 'as fast as 24 hours' (footnote: wire $15 within a few hours; free ACH next business day, up to three). |
| Origination fee | Not stated as a number. 'only pay for what you use, with no maintenance fees'; 'Additional fees apply' (footnote 4); bank wire draw option $15, ACH free. |
| Prepayment penalty | No |
| Late fee | Not stated |
| Minimum credit score | 625 |
| States | all except NV, ND, SD and U.S. territories ("Nevada, North Dakota, South Dakota, U.S. territories" listed as ineligible) |
| Membership | Not required |
"625+ personal FICO credit score"
- Origination fee Not stated as a number. 'only pay for what you use, with no maintenance fees'; 'Additional fees apply' (footnote 4); bank wire draw option $15, ACH free.
- Funding: Decision in as fast as 5 minutes; approved draws instantly with a Bluevine Business Checking account, otherwise 'as fast as 24 hours' (footnote: wire $15 within a few hours; free ACH next business day, up to three).
- Borrow up to $250,000
- No prepayment penalty
| Legal name | Bluevine Inc. (line of credit issued by Celtic Bank) |
| Type | Fintech |
| Website | https://www.bluevine.com |
Third-party lenders
Loan offers are provided by third-party lenders. Banrox is a technology company and is not a lender. Banrox does not take loan applications, make credit decisions or fund loans.
Compensation
Banrox may receive compensation from some lenders when you click or apply through links on this page. Compensation does not affect the rates shown, which are taken from each lender's public website as of the date displayed.
Rates and estimates
Rates, amounts, terms and fees are shown as published on the lender's website on the date marked above and may change without notice. The payment estimate uses the lowest APR the lender publishes and excludes origination and other fees; the lender's own disclosure governs. Nothing on this page is an offer, a rate quote or a commitment to lend.
