FDIC-insured bank
The Citizens National Bank of Somerset
Bank headquartered in Somerset, Kentucky, part of CITIZENS BANCSHARES INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 44 Public Sq Somerset, KY 42501 |
| County | Pulaski |
| Metro area | Somerset, KY |
| Website | www.cnbsomerset.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 2725 |
| Federal Reserve RSSD ID | 410917 |
| Status | Active |
| Charter class | N (OCC) |
| Holding company | CITIZENS BANCSHARES INC |
| Domestic offices | 12 |
| Financials as of | June 30, 2026 |
Routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.cnbsomerset.com.
See how your odds compare before you apply at The Citizens National Bank of Somerset.
Offices nearest to headquarters
| The Citizens National Bank Of Somerset main office Somerset, KY |
44 Public Sq, 42501 |
| Coffman Building Branch Somerset, KY |
107 E Mount Vernon St, 42501 |
| Citizens 27 Branch Somerset, KY |
800 S Highway 27, 42501 |
| Plaza Branch Somerset, KY |
293 N Highway 27, 42503 |
| Waitsboro Branch Somerset, KY |
4145 S Highway 27, 42501 |
| Science Hill Branch Science Hill, KY |
105 W Highway 635, 42553 |
| Burnside Branch Somerset, KY |
6385 S Highway 27, 42501 |
| Nancy Branch Nancy, KY |
9140 W Highway 80, 42544 |
| Monticello Branch Monticello, KY |
290 Cumberland Xing, 42633 |
| Russell County Branch Russell Springs, KY |
94 Lakeway Dr, 42642 |
| Richmond Branch Richmond, KY |
2008 Merchant Dr, 40475 |
| Nicholasville Branch Nicholasville, KY |
601 Keene Centre Dr, 40356 |
Where The Citizens National Bank of Somerset has offices
Other banks headquartered in Somerset
| First & Farmers National Bank, Inc. | $714.15 million |
| Cumberland Security Bank, Inc. | $420.06 million |