FDIC-insured bank
First & Farmers National Bank, Inc.
Bank headquartered in Somerset, Kentucky, part of PINE KNOB HOLDINGS LLC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 2020 S Highway 27 Somerset, KY 42501 |
| County | Pulaski |
| Metro area | Somerset, KY |
| Website | www.firstandfarmers.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 2738 |
| Federal Reserve RSSD ID | 721949 |
| Status | Active |
| Charter class | N (OCC) |
| Holding company | PINE KNOB HOLDINGS LLC |
| Domestic offices | 11 |
| Financials as of | June 30, 2026 |
Routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.firstandfarmers.com.
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Offices nearest to headquarters
| First & Farmers National Bank, Inc. main office Somerset, KY |
2020 S Highway 27, 42501 |
| Somerset Plaza Branch Somerset, KY |
100 Turner St, 42503 |
| Somerset North Main Street Branch Somerset, KY |
527 N Main St, 42501 |
| Burnside Branch Burnside, KY |
14 French Avenue, 42519 |
| Nancy Branch Nancy, KY |
9260 W Highway 80, 42544 |
| Russell Springs Branch Russell Springs, KY |
2198 Lakeway Drive, 42642 |
| Albany Branch Albany, KY |
101 Plaza Dr, 42602 |
| 200 South Washington Street Branch Albany, KY |
200 S Washington St, 42602 |
| Wright Drive Branch Columbia, KY |
701 Wright Dr, 42728 |
| Columbia Downtown Branch Columbia, KY |
114 Will Walker Rd, 42728 |
| Burkesville Branch Burkesville, KY |
129 N Main St, 42717 |
Where First & Farmers National Bank, Inc. has offices
Other banks headquartered in Somerset
| The Citizens National Bank of Somerset | $700.90 million |
| Cumberland Security Bank, Inc. | $420.06 million |