FDIC-insured bank

First & Farmers National Bank, Inc.

Bank headquartered in Somerset, Kentucky, part of PINE KNOB HOLDINGS LLC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$714.15 million
Total deposits
$630.65 million
Branches
11
FDIC-insured since
1934
Established
1903

Headquarters and contact

Address2020 S Highway 27
Somerset, KY 42501
CountyPulaski
Metro areaSomerset, KY
Websitewww.firstandfarmers.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate2738
Federal Reserve RSSD ID721949
StatusActive
Charter classN (OCC)
Holding companyPINE KNOB HOLDINGS LLC
Domestic offices11
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.firstandfarmers.com.
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Offices nearest to headquarters

First & Farmers National Bank, Inc. main office
Somerset, KY
2020 S Highway 27, 42501
Somerset Plaza Branch
Somerset, KY
100 Turner St, 42503
Somerset North Main Street Branch
Somerset, KY
527 N Main St, 42501
Burnside Branch
Burnside, KY
14 French Avenue, 42519
Nancy Branch
Nancy, KY
9260 W Highway 80, 42544
Russell Springs Branch
Russell Springs, KY
2198 Lakeway Drive, 42642
Albany Branch
Albany, KY
101 Plaza Dr, 42602
200 South Washington Street Branch
Albany, KY
200 S Washington St, 42602
Wright Drive Branch
Columbia, KY
701 Wright Dr, 42728
Columbia Downtown Branch
Columbia, KY
114 Will Walker Rd, 42728
Burkesville Branch
Burkesville, KY
129 N Main St, 42717

Where First & Farmers National Bank, Inc. has offices

Other banks headquartered in Somerset