Quicksilver Student Cash Rewards Credit Card
No annual fee and no foreign transaction fee as of Sep 6, 2026. Unlimited 1.5% cash back. $100 cash bonus after $300 in purchases in the first 3 months. Purchase APR 18.49% to 28.49% variable.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Flat 1.5% back on everything, no categories
- $100 back for $300 of spending you were going to do anyway
- No foreign transaction fee, useful for a semester abroad
- No deposit, so your cash stays yours
- Annual fee $0 as of Sep 6, 2026
- Purchase APR 18.49% to 28.49% variable as of Sep 6, 2026
- Foreign transaction fee $0
- Balance transfer, cash advance and late fees are not published on the product page, read the disclosures in the application
- Apply if you are a student who wants one simple card and plans to pay the statement in full. At an APR that starts near 18.49%, carrying a balance eats the 1.5% many times over.
A student card with the fees taken out
The two charges that quietly cost students money are the annual fee and the foreign transaction fee. This card has neither as of Sep 6, 2026, and it still pays a flat 1.5% on everything, so there is nothing to activate and nothing to track.
What you earn
Unlimited 1.5% cash back on every purchase, with no categories to activate and no cap, as of Sep 6, 2026.
The bonus
$100 after $300 in purchases in the first three months. That is a low bar compared with most bonuses in our catalog.
Travel use
No foreign transaction fee on purchases made outside the United States, so the card works on exchange programs without a 3% tax on every coffee.
The honest warning
The purchase APR runs 18.49% to 28.49% variable as of Sep 6, 2026. This card rewards paying in full, it punishes carrying a balance.
Comparison
| Card | Annual fee | Rewards | Bonus |
|---|---|---|---|
| Quicksilver Student Cash Rewards | $0 | 1.5% flat | $100 after $300 in 3 months |
| Discover it Student Cash Back | $0 | 5% rotating categories, 1% base | Cashback Match in the first year |
| Chase Freedom Rise | $0 | 1.5% flat | See issuer page |
Issuer Comparison
| Capital One card | Annual fee | Best for |
|---|---|---|
| Quicksilver Student Cash Rewards | $0 | Students starting out |
| Capital One Quicksilver Secured | $0 | Rebuilding with a deposit |
| Capital One Venture Rewards | $95 | Travel once your file is established |
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