NCUA-insured credit union

Baycel

Credit Union headquartered in Bay City, Texas.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Total assets
$90.35 million
Branches
4
NCUA-insured since
1971
Established
1963

Headquarters and contact

Address2320 6Th St
Bay City, TX 77414
CountyMatagorda
Websitenot published in NCUA data
Phone(979) 244-3995

NCUA record

NCUA Charter15563
Federal Reserve RSSD ID341589
StatusActive
Charter type1 (NCUA)
Financials as ofMarch 31, 2026

Routing number

NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
See how your odds compare before you apply at Baycel.

Offices

Main Office main office
Bay City, TX
2320 6Th St, 77414
(979) 244-3995
Lobby: Mon. - Thurs. 8:00 a.m. - 4:00 p.m. Friday 8:00 a.m. - 5:00 p.m. Drive Thru: Mon. - Thurs. 8:00 a.m. - 5:30 p.m. " " Fri. 8:00 a.m. - 6:00 p.m. Sat. 9:00 a.m. - 12 Noon
Bchs Branch
Bay City, TX
400 7Th St, 77414
(979) 245-2356
Mon, Wed, Fri 7:30 a.m. to 3:30 p.m.
Matagorda County Credit Union
Bay City, TX
3700 Avenue F, 77414
(979) 244-3995
Vvhs Branch
Van Vleck, TX
8980 State Highway 35 N, 77482
(979) 244-3995
Tues. & Thurs. 8am - 3pm

Where Baycel has offices

Other credit unions headquartered in Bay City

Matagorda County$36.74 million