NCUA-insured credit union

4u

Credit Union headquartered in Gainesville, Texas.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Total assets
$152.01 million
Branches
5
NCUA-insured since
1971
Established
1956

Headquarters and contact

Address1312 Lawrence St
Gainesville, TX 76240
CountyCooke
Websitenot published in NCUA data
Phone(940) 665-1797

NCUA record

NCUA Charter11067
Federal Reserve RSSD ID635484
StatusActive
Charter type1 (NCUA)
Financials as ofMarch 31, 2026

Routing number

NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
See how your odds compare before you apply at 4u.

Offices

4U Fcu main office
Gainesville, TX
1312 Lawrence St, 76240
(940) 665-1797
Lobby 9:00 am to 4:30 pm Drive Thru 8:00 am to 6:00 pm
Collinsville Branch
Collinsville, TX
100 E Woodland St, 76233
(903) 357-5007
M - F 9:00am - 4:30pm lobbyM - F 8:00am - 6:00pm drive-thruSaturday 9:00 am - 12:00pm
Lake Kiowa Branch
Lake Kiowa, TX
100 Kiowa Dr W Apt 104, 76240
(940) 665-1797
Lobby M-F 9:00 to 4:30 Drive Thru M-F 8:00 - 6:00 Sat 9:00 - 12:00
Sherman
Sherman, TX
1901S Heritage Pkwy, 75092
(903) 204-7853
M-F 8:00am-6:00pm S 9:00am-12:00pm
Whitesboro Branch
Whitesboro, TX
418 N Union St, 76273
(903) 564-6301
8:00 am - 6:00 pm