NCUA-insured credit union
Northern Communities
Credit Union headquartered in Duluth, Minnesota.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 3311 West Arrowhead Road Duluth, MN 55811 |
| County | Saint Louis |
| Website | not published in NCUA data |
| Phone | (218) 279-3200 |
NCUA record
| NCUA Charter | 64655 |
| Federal Reserve RSSD ID | 829993 |
| Status | Active |
| Charter type | 2 (STATE) |
| Financials as of | March 31, 2026 |
Routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
See how your odds compare before you apply at Northern Communities.
Offices
| Arrowhead main office Duluth, MN |
3311 W Arrowhead Rd, 55811 (218) 279-3200 Monday - Friday 8:30am to 5:00pm Drive-Up Monday - Friday 7:30am to 6:00pm Saturday 8:00am to 12:00 noon |
| Virginia Virginia, MN |
800 S 16Th Ave, 55792 (218) 741-8155 Monday - Friday 8:30am to 5:00pm Drive-Up Monday - Thursday 7:30am to 5:00pm Friday 7:30am to 6:00pm |
Where Northern Communities has offices
Other credit unions headquartered in Duluth
| Members Cooperative | $1.19 billion |
| Minnesota Power Employees | $170.33 million |
| Harbor Pointe | $157.50 million |
| Share Advantage | $58.55 million |
| Duluth Police Department Employees | $7.99 million |
| Duluth Fire Department | $7.65 million |