NCUA-insured credit union
Route 31
Credit Union headquartered in Muskegon, Michigan.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 715 Terrace Street, Suite 101 Muskegon, MI 49440 |
| County | Muskegon |
| Website | not published in NCUA data |
| Phone | (231) 726-4871 |
NCUA record
| NCUA Charter | 5982 |
| Federal Reserve RSSD ID | 413879 |
| Status | Active |
| Charter type | 1 (NCUA) |
| Financials as of | March 31, 2026 |
Routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
See how your odds compare before you apply at Route 31.
Offices
| Terrace Main Office main office Muskegon, MI |
715 Terrace St Ste 101, 49440 (231) 726-4871 M, Tu, Th 9:30-5:00 W 9:30-5:00 F 9:30-6:00 |
| Laketon Avenue Branch Muskegon, MI |
1920 E Laketon Ave, 49442 (231) 773-4244 M, Tu, Th 8:30-5:00 W 9:30-5:00 F 8:30-5:30 S 9:00-12:00 |
Where Route 31 has offices
Other credit unions headquartered in Muskegon
| Service 1 | $197.37 million |
| Best Financial | $156.06 million |
| Muskegon | $80.93 million |
| Lakeshore | $45.86 million |
| Port City | $42.80 million |
| Michigan Coastal | $26.08 million |
| Muskegon St Joseph | $13.02 million |
| West Michigan Postal Service | $7.30 million |