NCUA-insured credit union
North Central Area
Credit Union headquartered in Houghton Lake, Michigan.
Source: NCUA call report data, data as of March 31, 2026, fetched September 5, 2026
Headquarters and contact
| Address | Po Box 817 Houghton Lake, MI 48629 |
| County | Roscommon |
| Website | not published in NCUA data |
| Phone | (989) 910-5135 |
NCUA record
| NCUA Charter | 61953 |
| Federal Reserve RSSD ID | 172792 |
| Status | Active |
| Charter type | 2 (STATE) |
| Financials as of | March 31, 2026 |
Routing number
NCUA does not publish ABA routing numbers, and many credit unions use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this credit union, the "account details" screen in its online banking, or its official website.
See how your odds compare before you apply at North Central Area.
Offices
| Administration Building main office Houghton Lake, MI |
2665 Reserve Rd, 48629 (989) 910-5135 9 a.m. - 5 p.m. M-TH 9:00 am -5:30 pm Friday |
| Grandville Branch Grandville, MI |
3140 Ivanrest Ave Sw, 49418 (616) 532-9067 9 am - 5:00 M-TH 9 am - 5:30 pm Friday |
| Grayling Branch Grayling, MI |
505 Clyde St, 49738 (989) 348-7488 9-5 M-TH 9-5:30 Friday |
| Houghton Lake Branch Houghton Lake, MI |
2671 Reserve Rd, 48629 (989) 366-9646 9 a.m. - 5 p.m. M-TH 9 a.m. - 5:30 p.m. Friday |
| Kalamazoo Branch Kalamazoo, MI |
1313 Portage St, 49001 (989) 910-5135 Monday, Wednesday and Friday from 10am-5PM |
| Roscommon Branch Roscommon, MI |
129 Lake St, 48653 (989) 275-5169 9 a.m. - 5:00 p.m. M-TH 9 a.m. - 5:30 p.m. Friday |
| Standish Branch Standish, MI |
212 Court St S, 48658 (989) 846-9553 9-5 M-TH 9-5:30 Friday |