OneMain Financial Personal Loan (unsecured or secured)
What OneMain Financial publishes: "APR: 16.05% – 35.99% (as displayed on onemainfinancial.com/personal-loans; full footnote sentence not captured)"
No discount conditions stated. Origination fees are charged either as a flat fee ($25-$500) or a percentage (1%-10%) depending on state and are reflected in APR.
The rate you are offered is set by OneMain Financial after you apply on its site. It depends on your credit history, income, loan amount and term, and may be higher than the lowest rate shown here.
| Loan amount | $1,500 to $30,000 |
| Term | 24 to 60 months |
| Rate type | fixed |
| Funding speed | Money as fast as 1 hour after loan closing via SpeedFunds (disbursement to a bank-issued debit card); approximately 1-2 business days by check or ACH |
| Origination fee | flat fee ranging from $25 to $500, or percentage-based fee ranging from 1% to 10% of your loan amount, depending on state |
| Prepayment penalty | Not stated |
| Late fee | flat amount of $5 to $30 per late payment, or 1.5% to 15% of the payment, depending on state |
| Minimum credit score | Not disclosed |
| States | 44 states; not available in AK, AR, CT, DC, MA, RI, VT, and U.S. territories |
| Membership | Not required |
- Origination fee flat fee ranging from $25 to $500, or percentage-based fee ranging from 1% to 10% of your loan amount, depending on state
- Funding: Money as fast as 1 hour after loan closing via SpeedFunds (disbursement to a bank-issued debit card); approximately 1-2 business days by check or ACH
- Borrow up to $30,000
| Legal name | OneMain Financial Group, LLC (assumed; legal entity line not captured from page) |
| Type | Online lender |
| Website | https://www.onemainfinancial.com |
Other OneMain Financial offers on Banrox: OneMain Financial Auto Refinance Loan / Auto Purchase Loan.
Third-party lenders
Loan offers are provided by third-party lenders. Banrox is a technology company and is not a lender. Banrox does not take loan applications, make credit decisions or fund loans.
Compensation
Banrox may receive compensation from some lenders when you click or apply through links on this page. Compensation does not affect the rates shown, which are taken from each lender's public website as of the date displayed.
Rates and estimates
Rates, amounts, terms and fees are shown as published on the lender's website on the date marked above and may change without notice. The payment estimate uses the lowest APR the lender publishes and excludes origination and other fees; the lender's own disclosure governs. Nothing on this page is an offer, a rate quote or a commitment to lend.
