FDIC-insured bank
Merchants State Bank
Bank headquartered in Freeman, South Dakota, part of H&W HOLDING CO.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 305 S Main St Freeman, SD 57029 |
| County | Hutchinson |
| Website | www.msb-sd.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 1125 |
| Federal Reserve RSSD ID | 289757 |
| Status | Active |
| Charter class | SM (STATE) |
| Holding company | H&W HOLDING CO |
| Domestic offices | 4 |
| Financials as of | June 30, 2026 |
Routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.msb-sd.com.
See how your odds compare before you apply at Merchants State Bank.
Offices nearest to headquarters
| Merchants State Bank main office Freeman, SD |
305 S Main St, 57029 |
| Hurley Branch Hurley, SD |
606 Center Ave, 57036 |
| Irene Branch Irene, SD |
209 Main Street, 57037 |
| Viborg Office Branch Viborg, SD |
201 N Main St, 57070 |