FDIC-insured bank
The First National Bank & Trust
Bank headquartered in Elk City, Oklahoma, part of WESTERN OK FINL SERVICES INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 2714 West Third Street Elk City, OK 73644 |
| County | Beckham |
| Metro area | Elk City, OK |
| Website | www.fnbec.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 4086 |
| Federal Reserve RSSD ID | 114457 |
| Status | Active |
| Charter class | N (OCC) |
| Holding company | WESTERN OK FINL SERVICES INC |
| Domestic offices | 3 |
| Financials as of | June 30, 2026 |
Routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.fnbec.com.
See how your odds compare before you apply at The First National Bank & Trust.
Offices nearest to headquarters
| The First National Bank & Trust main office Elk City, OK |
2714 West Third Street, 73644 |
| Main Branch Elk City, OK |
102 S Main St, 73644 |
| Sayre Branch Sayre, OK |
715 Ne Highway 66, 73662 |
Where The First National Bank & Trust has offices
Other banks headquartered in Elk City
| Great Plains National Bank | $1.93 billion |
| Bank of Western Oklahoma | $469.70 million |