FDIC-insured bank
Watertown Savings Bank
Bank headquartered in Watertown, New York.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 111 Clinton St Watertown, NY 13601 |
| County | Jefferson |
| Metro area | Watertown-Fort Drum, NY |
| Website | www.watersavingsbank.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 15990 |
| Federal Reserve RSSD ID | 298218 |
| Status | Active |
| Charter class | SI (STATE) |
| Ownership | Mutual |
| Domestic offices | 10 |
| Financials as of | June 30, 2026 |
Routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.watersavingsbank.com.
See how your odds compare before you apply at Watertown Savings Bank.
Offices nearest to headquarters
| Watertown Savings Bank main office Watertown, NY |
111 Clinton St, 13601 |
| Wsb Municipal Bank Branch Watertown, NY |
111 Clinton St, 13601 |
| Clinton Street Branch Watertown, NY |
140 Clinton St, 13601 |
| Watertown Branch Watertown, NY |
101 Commerce Park Dr, 13601 |
| State Street Branch Watertown, NY |
1816 State Street, 13601 |
| Adams Branch Adams, NY |
10729 Us Route 11, 13605 |
| Sackets Harbor Branch Sackets Harbor, NY |
100 West Main Street, 13685 |
| Chaumont Branch Chaumont, NY |
12221 Nys Route 12e, 13622 |
| Clayton James St Branch Clayton, NY |
352 James St, 13624 |
| Alexandria Bay Branch Alexandria Bay, NY |
4 Market St, 13607 |
Where Watertown Savings Bank has offices
Other banks headquartered in Watertown
| WSB Municipal Bank | $152.27 million |