FDIC-insured bank

Horizon Financial Bank

Bank headquartered in Munich, North Dakota, part of MUNICH BANCSHARES INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$201.03 million
Total deposits
$178.55 million
Branches
5
FDIC-insured since
1938
Established
1905

Headquarters and contact

Address416 Main St
Munich, ND 58352
CountyCavalier
Websitewww.HorizonFinancialBank.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate15598
Federal Reserve RSSD ID877350
StatusActive
Charter classNM (STATE)
Holding companyMUNICH BANCSHARES INC
Domestic offices5
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.HorizonFinancialBank.com.
See how your odds compare before you apply at Horizon Financial Bank.

Offices nearest to headquarters

Horizon Financial Bank main office
Munich, ND
416 Main St, 58352
Langdon Branch
Langdon, ND
102 9th Ave E, 58249
Devils Lake Branch
Devils Lake, ND
205 Highway 2 W, 58301
Osnabrock Branch
Osnabrock, ND
329 Broadway, 58269
Bismark Branch
Bismarck, ND
1207 W Divide Ave, 58501

Where Horizon Financial Bank has offices