US Bank Directory
Banks in North Carolina
38 FDIC-insured banks are headquartered in North Carolina, with 2,055 branch offices across the state.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Cities with the most branches
All banks headquartered in North Carolina, by total assets
| Bank | Headquarters | Total assets | Offices |
|---|---|---|---|
| Bank of America, National Association | Charlotte | $2.65 trillion | 3,823 |
| Truist Bank | Charlotte | $548.35 billion | 1,931 |
| First-Citizens Bank & Trust Company | Raleigh | $236.32 billion | 517 |
| Live Oak Banking Company | Wilmington | $15.96 billion | 1 |
| First Bank | Southern Pines | $13.03 billion | 116 |
| Southern Bank and Trust Company | Mount Olive | $5.30 billion | 57 |
| The Fidelity Bank | Fuquay Varina | $4.66 billion | 59 |
| HomeTrust Bank | Asheville | $4.44 billion | 33 |
| First Carolina Bank | Rocky Mount | $3.41 billion | 9 |
| Peoples Bank | Newton | $1.76 billion | 16 |
| Providence Bank | Rocky Mount | $1.51 billion | 10 |
| North State Bank | Raleigh | $1.46 billion | 7 |
| Piedmont Federal Savings Bank | Winston Salem | $1.32 billion | 10 |
| Uwharrie Bank | Albemarle | $1.22 billion | 10 |
| Farmers & Merchants Bank | Granite Quarry | $998.75 million | 12 |
| KS Bank, Inc. | Smithfield | $874.46 million | 13 |
| Bank of Oak Ridge | Oak Ridge | $658.11 million | 5 |
| BlueHarbor Bank | Mooresville | $628.41 million | 3 |
| Lumbee Guaranty Bank | Pembroke | $583.49 million | 14 |
| Triad Business Bank | Greensboro | $536.05 million | 3 |
| LifeStore Bank | West Jefferson | $491.32 million | 4 |
| First Federal Savings Bank of Lincolnton | Lincolnton | $485.77 million | 4 |
| Mechanics & Farmers Bank | Durham | $475.99 million | 8 |
| Roxboro Savings Bank, SSB | Roxboro | $360.68 million | 2 |
| Nantahala Bank & Trust Company | Franklin | $288.75 million | 3 |
| First Federal Bank | Dunn | $275.58 million | 7 |
| Taylorsville Savings Bank, SSB | Taylorsville | $232.38 million | 3 |
| American Bank of the Carolinas | Monroe | $214.05 million | 3 |
| New Republic Bank | Roanoke Rapids | $176.32 million | 1 |
| Belmont Savings Bank, SSB | Belmont | $161.05 million | 1 |
| Morganton Savings Bank, S.S.B. | Morganton | $114.48 million | 1 |
| Riverside Savings Bank, SSB | Roanoke Rapids | $94.55 million | 2 |
| First Savings and Loan Association | Mebane | $55.88 million | 1 |
| Tarboro Savings Bank, SSB | Tarboro | $54.06 million | 1 |
| Black Mountain Savings Bank, SSB | Black Mountain | $42.99 million | 1 |
| Jackson Savings Bank, SSB | Sylva | $31.87 million | 1 |
| Hertford Savings Bank, SSB | Hertford | $20.68 million | 1 |
| Cedar Hill National Bank | Charlotte | $15.98 million | 1 |