FDIC-insured bank

Stearns Bank National Association

Bank headquartered in Saint Cloud, Minnesota, part of STEARNS FINL SERVICES EMPLOYEE STK OWNERSHIP PLAN.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$3.27 billion
Total deposits
$2.39 billion
Branches
8
FDIC-insured since
1934
Established
1912

Headquarters and contact

Address4191 2nd St S
Saint Cloud, MN 56301
CountyStearns
Metro areaSt. Cloud, MN
Websitewww.stearnsbank.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate10988
Federal Reserve RSSD ID141556
StatusActive
Charter classN (OCC)
Holding companySTEARNS FINL SERVICES EMPLOYEE STK OWNERSHIP PLAN
Domestic offices8
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.stearnsbank.com.
See how your odds compare before you apply at Stearns Bank National Association.

Offices nearest to headquarters

Stearns Bank National Association main office
Saint Cloud, MN
4191 2nd St S, 56301
Holdingford Branch
Holdingford, MN
580 Main St, 56340
Albany Branch
Albany, MN
140 5th St, 56307
Pine City Branch
Pine City, MN
600 Hillside Ave Sw, 55063
St Petersburg (Gateway) Branch
Saint Petersburg, FL
7555 Dr Martin Luther King Jr St N, 33702
Arizona Branch
Scottsdale, AZ
9225 E Shea Blvd, 85260
Sarasota (Links) Branch
Sarasota, FL
22 S Links Ave, 34236
Venice Branch
Venice, FL
201 Center Rd, 34285

Where Stearns Bank National Association has offices

Other banks headquartered in Saint Cloud

Liberty Bank Minnesota$290.25 million