FDIC-insured bank
Granite Bank
Bank headquartered in Cold Spring, Minnesota, part of FIRST BANCSHARES COLD SPRING.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 202 2nd Ave S Cold Spring, MN 56320 |
| County | Stearns |
| Metro area | St. Cloud, MN |
| Website | www.granitebank.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 5116 |
| Federal Reserve RSSD ID | 311256 |
| Status | Active |
| Charter class | NM (STATE) |
| Holding company | FIRST BANCSHARES COLD SPRING |
| Domestic offices | 2 |
| Financials as of | June 30, 2026 |
Routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.granitebank.com.
See how your odds compare before you apply at Granite Bank.
Offices nearest to headquarters
| Granite Bank main office Cold Spring, MN |
202 2nd Ave S, 56320 |
| Champlin Branch Champlin, MN |
11660 Theatre Dr N, 55316 |
Where Granite Bank has offices
Other banks headquartered in Cold Spring
| State Bank of Cold Spring | $81.72 million |