FDIC-insured bank

First State Bank and Trust

Bank headquartered in Bayport, Minnesota, part of UNIVERSAL FINL SERVICES INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$499.01 million
Total deposits
$455.45 million
Branches
4
FDIC-insured since
1934
Established
1914

Headquarters and contact

Address950 Highway 95 N
Bayport, MN 55003
CountyWashington
Metro areaMinneapolis-St. Paul-Bloomington, MN-WI
Websitewww.fsbt.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate10159
Federal Reserve RSSD ID144856
StatusActive
Charter classNM (STATE)
Holding companyUNIVERSAL FINL SERVICES INC
Domestic offices4
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.fsbt.com.
See how your odds compare before you apply at First State Bank and Trust.

Offices nearest to headquarters

First State Bank And Trust main office
Bayport, MN
950 Highway 95 N, 55003
Boutwell'S Landing - Town Square Branch
Oak Park Heights, MN
5590 Norwich Pkwy, 55082
Oak Park Heights Branch
Oak Park Heights, MN
5891 Neal Ave N, 55082
Hudson, Wi Branch
Hudson, WI
680 Annabelle Way, 54016

Where First State Bank and Trust has offices