FDIC-insured bank

The Shelby State Bank

Bank headquartered in Shelby, Michigan, part of SHELBY FINANCIAL CORP.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$396.97 million
Total deposits
$339.49 million
Branches
9
FDIC-insured since
1934
Established
1910

Headquarters and contact

Address242 N Michigan Ave
Shelby, MI 49455
CountyOceana
Websitewww.shelbybank.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate10157
Federal Reserve RSSD ID961343
StatusActive
Charter classNM (STATE)
Holding companySHELBY FINANCIAL CORP
Domestic offices9
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.shelbybank.com.
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Offices nearest to headquarters

The Shelby State Bank main office
Shelby, MI
242 N Michigan Ave, 49455
Hart Branch
Hart, MI
811 S State St, 49420
Pentwater Branch
Pentwater, MI
388 S Hancock St, 49449
Montague Branch
Montague, MI
4555 Dowling St, 49437
Whitelake Branch
Whitehall Township, MI
8238 Whitehall Road, 49461
Hesperia Branch
Hesperia, MI
180 N Division Ave, 49421
Ludington Branch
Ludington, MI
30 N Meyers Rd, 49431
Dalton Township Branch
Dalton Township, MI
2222 Holton Road, 49445
Airline Road Branch
Fruitport Township, MI
6448 Airline Road, 49415

Where The Shelby State Bank has offices