FDIC-insured bank
Citizens State Bank
Bank headquartered in Royal Oak, Michigan, part of CITIZENS BANCSHARES INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 32500 Woodward Ave Royal Oak, MI 48073 |
| County | Oakland |
| Metro area | Detroit-Warren-Dearborn, MI |
| Website | www.micsb.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 8183 |
| Federal Reserve RSSD ID | 356752 |
| Status | Active |
| Charter class | SM (STATE) |
| Holding company | CITIZENS BANCSHARES INC |
| Domestic offices | 3 |
| Financials as of | June 30, 2026 |
Routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.micsb.com.
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Offices nearest to headquarters
| Citizens State Bank main office Royal Oak, MI |
32500 Woodward Ave, 48073 |
| Farmington Hills Branch Farmington Hills, MI |
31550 Northwestern Hwy, 48334 |
| Ontonagon Branch Ontonagon, MI |
501 River Street, 49953 |