FDIC-insured bank

United Cumberland Bank

Bank headquartered in Whitley City, Kentucky, part of MCCREARY BANCSHARES INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$460.17 million
Total deposits
$399.33 million
Branches
7
FDIC-insured since
1934
Established
1906

Headquarters and contact

Address47 S Main St
Whitley City, KY 42653
CountyMccreary
Websitewww.unitedcumberland.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate303
Federal Reserve RSSD ID425818
StatusActive
Charter classNM (STATE)
Holding companyMCCREARY BANCSHARES INC
Domestic offices7
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.unitedcumberland.com.
See how your odds compare before you apply at United Cumberland Bank.

Offices nearest to headquarters

United Cumberland Bank main office
Whitley City, KY
47 S Main St, 42653
North Side Branch
Whitley City, KY
1385 North Highway 27, 42653
Pine Knot Branch
Pine Knot, KY
3995 S Highway 27, 42635
First Trust And Savings Branch
Oneida, TN
106 Municipal Dr, 37841
Huntsville Branch
Huntsville, TN
567 Howard H. Baker Highway, 37756
Somerset Branch
Somerset, KY
2568 S Highway 27, 42501
Jacksboro Main Office Branch
Jacksboro, TN
2828 Appalachian Hwy, 37757

Where United Cumberland Bank has offices