FDIC-insured bank
The Citizens Bank
Bank headquartered in Morehead, Kentucky, part of CITIZENS BCORP MOREHEAD INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 114 W Main St Morehead, KY 40351 |
| County | Rowan |
| Website | www.tcbanytime.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 10520 |
| Federal Reserve RSSD ID | 962313 |
| Status | Active |
| Charter class | NM (STATE) |
| Holding company | CITIZENS BCORP MOREHEAD INC |
| Domestic offices | 5 |
| Financials as of | June 30, 2026 |
Routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.tcbanytime.com.
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Offices nearest to headquarters
| The Citizens Bank main office Morehead, KY |
114 W Main St, 40351 |
| Trademore Branch Morehead, KY |
216 Trademore Shopping Ctr, 40351 |
| West Liberty Branch West Liberty, KY |
335 Prestonsburg St, 41472 |
| Main Street Branch Owingsville, KY |
22 E Main Street, 40360 |
| Citizens Bank Branch Sharpsburg, KY |
648 Main St, 40374 |
Where The Citizens Bank has offices
Other banks headquartered in Morehead
| First Federal Savings and Loan Association | $41.33 million |