FDIC-insured bank

Philo Exchange Bank

Bank headquartered in Philo, Illinois, part of YANKEE RIDGE INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$156.57 million
Total deposits
$130.26 million
Branches
6
FDIC-insured since
1934
Established
1883

Headquarters and contact

Address102 W Washington St
Philo, IL 61864
CountyChampaign
Metro areaChampaign-Urbana, IL
Websitewww.philobank.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate5722
Federal Reserve RSSD ID667346
StatusActive
Charter classNM (STATE)
Holding companyYANKEE RIDGE INC
Domestic offices6
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.philobank.com.
See how your odds compare before you apply at Philo Exchange Bank.

Offices nearest to headquarters

Philo Exchange Bank main office
Philo, IL
102 W Washington St, 61864
North Lincoln Street Branch (Route 130)
Philo, IL
401 N Lincoln St, 61864
Philo Exchange Bank Branch
Tolono, IL
411 N Long St, 61880
802 E. Warren Street Branch
Saint Joseph, IL
802 E. Warren Street, 61873
Community Bank Plaza Facility
Broadlands, IL
Lincoln And Diller Streets, 61816
State Bank Of Allerton Branch
Allerton, IL
201 N Vermilion Ave, 61810

Where Philo Exchange Bank has offices