FDIC-insured bank

Crossroads Bank

Bank headquartered in Effingham, Illinois, part of OMNI BCORP INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$234.74 million
Total deposits
$195 million
Branches
2
FDIC-insured since
1974
Established
1974

Headquarters and contact

Address2000 S Banker St
Effingham, IL 62401
CountyEffingham
Metro areaEffingham, IL
Websitewww.crossroadsbank.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate21486
Federal Reserve RSSD ID158741
StatusActive
Charter classNM (STATE)
Holding companyOMNI BCORP INC
Domestic offices2
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.crossroadsbank.com.
See how your odds compare before you apply at Crossroads Bank.

Offices nearest to headquarters

Crossroads Bank main office
Effingham, IL
2000 S Banker St, 62401
Keller Drive Facility
Effingham, IL
806 N Keller Dr, 62401

Where Crossroads Bank has offices

Other banks headquartered in Effingham

Midland States Bank$6.69 billion
Dieterich Bank$1.55 billion
Washington Savings Bank$585.34 million