FDIC-insured bank

United Community Bank

Bank headquartered in Milford, Iowa, part of MILFORD BCORP.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$290.04 million
Total deposits
$232.74 million
Branches
5
FDIC-insured since
1934
Established
1931

Headquarters and contact

Address1000 Okoboji Ave
Milford, IA 51351
CountyDickinson
Metro areaSpirit Lake, IA
Websitewww.unitedcommunitybank.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate13656
Federal Reserve RSSD ID884648
StatusActive
Charter classNM (STATE)
Holding companyMILFORD BCORP
Domestic offices5
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.unitedcommunitybank.com.
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Offices nearest to headquarters

United Community Bank main office
Milford, IA
1000 Okoboji Ave, 51351
Okoboji Branch
Okoboji, IA
Highway 71 North, 51355
Lake Park Branch
Lake Park, IA
113 Market St, 51347
Hartley Branch
Hartley, IA
117 S Central Ave, 51346
Ocheyedan Branch
Ocheyedan, IA
850 Main St, 51354

Where United Community Bank has offices