FDIC-insured bank
Houghton State Bank
Bank headquartered in Red Oak, Iowa, part of RED OAK FINANCIAL CORP.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 116 E Coolbaugh St Red Oak, IA 51566 |
| County | Montgomery |
| Website | www.houghtonstatebank.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 15405 |
| Federal Reserve RSSD ID | 528241 |
| Status | Active |
| Charter class | NM (STATE) |
| Holding company | RED OAK FINANCIAL CORP |
| Domestic offices | 5 |
| Financials as of | June 30, 2026 |
Routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.houghtonstatebank.com.
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Offices nearest to headquarters
| Houghton State Bank main office Red Oak, IA |
116 E Coolbaugh St, 51566 |
| Plaza Branch Red Oak, IA |
1609 N Broadway St, 51566 |
| 407 Howland Avenue Branch Emerson, IA |
407 Howland St, 51533 |
| Griswold Branch Griswold, IA |
803 Main St, 51535 |
| Cumberland Branch Cumberland, IA |
103 Main St, 50843 |