FDIC-insured bank

Farmers and Merchants State Bank

Bank headquartered in Winterset, Iowa, part of FARMERS&MERCHANTS BCORP.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$271.74 million
Total deposits
$241.08 million
Branches
5
FDIC-insured since
1938
Established
1938

Headquarters and contact

Address101 W Jefferson St
Winterset, IA 50273
CountyMadison
Metro areaDes Moines-West Des Moines, IA
Websitewww.fmstate.bank
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate15610
Federal Reserve RSSD ID145741
StatusActive
Charter classNM (STATE)
Holding companyFARMERS&MERCHANTS BCORP
Domestic offices5
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.fmstate.bank.
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Offices nearest to headquarters

Farmers And Merchants State Bank main office
Winterset, IA
101 W Jefferson St, 50273
Motor Branch
Winterset, IA
722 N 1st St, 50273
St Charles Branch
Saint Charles, IA
317 E Main St, 50240
Orient Branch
Orient, IA
114 S Broad St, 50858
Farmers & Merchants State Bank - Greenfield Branch
Greenfield, IA
204 Se 6th St, 50849

Where Farmers and Merchants State Bank has offices

Other banks headquartered in Winterset

Union State Bank$136.47 million