FDIC-insured bank

Farmers State Bank

Bank headquartered in Lincolnton, Georgia, part of LINCOLN BANCSHARES INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$186.21 million
Total deposits
$160.30 million
Branches
3
FDIC-insured since
1934
Established
1911

Headquarters and contact

Address115 N Washington St
Lincolnton, GA 30817
CountyLincoln
Metro areaAugusta-Richmond County, GA-SC
WebsiteFARMERSSTATEONLINE.COM
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate879
Federal Reserve RSSD ID773032
StatusActive
Charter classNM (STATE)
Holding companyLINCOLN BANCSHARES INC
Domestic offices3
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at FARMERSSTATEONLINE.COM.
See how your odds compare before you apply at Farmers State Bank.

Offices nearest to headquarters

Farmers State Bank main office
Lincolnton, GA
115 N Washington St, 30817
Washington Branch
Washington, GA
209 E Court St, 30673
Thomson Branch
Thomson, GA
1197 Washington Rd, 30824

Where Farmers State Bank has offices