FDIC-insured bank
Farmers and Merchants Bank
Bank headquartered in Lakeland, Georgia, part of LOWNDES BANCSHARES INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 4 N Carter St Lakeland, GA 31635 |
| County | Lanier |
| Metro area | Valdosta, GA |
| Website | www.fmb.net |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 5716 |
| Federal Reserve RSSD ID | 763930 |
| Status | Active |
| Charter class | NM (STATE) |
| Holding company | LOWNDES BANCSHARES INC |
| Domestic offices | 6 |
| Financials as of | June 30, 2026 |
Routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.fmb.net.
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Offices nearest to headquarters
| Farmers And Merchants Bank main office Lakeland, GA |
4 N Carter St, 31635 |
| Homerville Branch Homerville, GA |
Northwest U.S. 84 And Lakeview Drive, 31634 |
| Nashville Branch Nashville, GA |
202 W Washington Ave, 31639 |
| North Valdosta Branch Valdosta, GA |
3303 Inner Perimeter Rd, 31602 |
| South Valdosta Branch Valdosta, GA |
1201 S Patterson St, 31601 |
| Conyers Branch Conyers, GA |
2140 Old Covington Rd Ne, 30013 |