FDIC-insured bank

Citizens Bank and Trust

Bank headquartered in Frostproof, Florida, part of CITIZENS BANKING CORP.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$1.48 billion
Total deposits
$1.40 billion
Branches
17
FDIC-insured since
1934
Established
1920

Headquarters and contact

Address2 E Wall St
Frostproof, FL 33843
CountyPolk
Metro areaLakeland-Winter Haven, FL
Websitewww.citizens-bank.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate5673
Federal Reserve RSSD ID701839
StatusActive
Charter classNM (STATE)
Holding companyCITIZENS BANKING CORP
Domestic offices17
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.citizens-bank.com.
See how your odds compare before you apply at Citizens Bank and Trust.

Offices nearest to headquarters

Citizens Bank And Trust main office
Frostproof, FL
2 E Wall St, 33843
Lake Wales Branch
Lake Wales, FL
222 State Road 60 E, 33853
Messenger Service
Lake Wales, FL
222 State Road 60 E, 33853
Chalet Suzanne Branch
Lake Wales, FL
23725 Hwy 27, 33859
Ft. Meade Branch
Fort Meade, FL
214 Weat Broadway Street, 33841
Winterset Branch
Winter Haven, FL
6340 Cypress Gardens Blvd, 33884
Dundee Branch
Dundee, FL
1013 Highway 542, 33838
Winter Haven Branch
Winter Haven, FL
1120 1st St S, 33880
Bartow Office Branch
Bartow, FL
1450 N Broadway Ave, 33830
Haines City Branch
Haines City, FL
36250 Us Hwy 27 N, 33844
Auburndale Branch
Auburndale, FL
211 Havendale Blvd, 33823
Edgewood Branch
Lakeland, FL
1985 E Edgewood Dr, 33803
17 offices in total. Browse them by city through the state pages.

Where Citizens Bank and Trust has offices