FDIC-insured bank

Farmers and Merchants Bank

Bank headquartered in Piedmont, Alabama, part of F&M FINANCIAL CORP.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$308.74 million
Total deposits
$268.63 million
Branches
5
FDIC-insured since
1934
Established
1915

Headquarters and contact

Address112 E Ladiga St
Piedmont, AL 36272
CountyCalhoun
Metro areaAnniston-Oxford, AL
Websitewww.FandM.bank
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate1735
Federal Reserve RSSD ID434539
StatusActive
Charter classNM (STATE)
Holding companyF&M FINANCIAL CORP
Domestic offices5
Financials as ofJune 30, 2026

Routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.FandM.bank.
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Offices nearest to headquarters

Farmers And Merchants Bank main office
Piedmont, AL
112 E Ladiga St, 36272
Jacksonville Branch
Jacksonville, AL
1130 Pelham Rd S, 36265
Centre Branch
Centre, AL
1225 Chesnut Byp, 35960
Anniston Branch
Anniston, AL
1429 Quintard Ave, 36201
Oxford Branch
Oxford, AL
35 Ali Way, 36203

Where Farmers and Merchants Bank has offices